Audit engagement
Settlement reconciliation review
A focused review of settlement batches, cut-off timing, and unmatched items between the payment gateway application and bank credits.
Purpose
When the full audit can wait but the settlement desk is drowning in unmatched lines, this review concentrates on batch integrity, float explanations, and ageing of open items.
Included
- Mapping of settlement file fields to bank statement credits
- Sample testing of daily or multi-day batches for the chosen window
- Ageing analysis of unmatched gateway versus bank items
- Short memo listing root causes observed (cut-off, FX, partial captures, late presentments)
Not included
Full fee schedule testing or chargeback portfolio review — those sit in companion engagements.
Next step
Describe your settlement cycle and currencies on the contact form.